TWO-PB

Two Harbors Investment Corp. functions as a real estate investment trust (REIT), primarily involved in the acquisition, funding, and oversight of diverse mortgage-related and financial instruments throughout the United States. These assets broadly encompass residential mortgage-backed securities (RMBS), non-agency securities, and mortgage servicing rights. Specifically, the company targets agency RMBS collateralized by fixed-rate, adjustable-rate, and hybrid adjustable-rate mortgage loans. Its broader holdings also extend to various other financial and mortgage-linked assets, such as non-hedging transactions. Having qualified as a REIT for federal income tax purposes, the company is legally obligated to disburse a minimum of 90% of its yearly taxable earnings to its shareholders. Formed in 2009, Two Harbors Investment Corp. maintains its corporate headquarters in Minnetonka, Minnesota.